Banks typically provide debt capital (loans/credit) against collateral and based on the likelihood of repayment. Among other factors, the company’s revenue situation is also evaluated.
Nikola Nikolic from Stadtsparkasse München provides insights and tips on evaluation criteria for startups during the tutorial:
- Can I even get a loan for my startup?
- How does the bank evaluate my company? Which criteria are used as a basis?
- What does the principal bank principle mean for subsidized loans?
- Loan amount, interest rate, repayment, liability, guarantees – What room for negotiation is there?
- What role does the corporate client advisor play and what are their interests?
- What reporting is expected?
