Munich Startup
KOSTENEX GmbH

KOSTENEX GmbH

KOSTENEX converts occupational and private pension contracts from fixed-interest to fund-based (with guaranteed interest) within one month, with guaranteed reimbursement of all costs. This increases the pension by a factor of two...

Founded2026
Business ModelB2B
IndustryFinTech
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About KOSTENEX GmbH

KOSTENEX converts occupational and private pension contracts from fixed-interest to fund-based (with guaranteed interest) within one month, with guaranteed reimbursement of all costs. This increases the pension by a factor of two to three. We want to offer an alternative to pure commission and fee-based advisory services while significantly increasing pensions, particularly in the occupational pension insurance (bAV) sector. Due to our low margins, our focus is on bAV (B2B) business. Here we help companies digitalize their occupational pension insurance and free employers from liability risks as much as possible.

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2026Founded
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