Munich Startup
Sub Capitals

Sub Capitals

Sub Capitals is an AI FinTech startup from Munich that enables investors to invest with advanced artificial intelligence (AI). Based on the principle of embedded finance, they focus on disrupting established value chains while wor...

Founded2026
Business ModelB2B
IndustryFinTech
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About Sub Capitals

Sub Capitals is an AI FinTech startup from Munich that enables investors to invest with advanced artificial intelligence (AI). Based on the principle of embedded finance, they focus on disrupting established value chains while working with a major investment bank. They offer an AI as a Service (AIaaS) platform that models risks and helps financial institutions develop optimized risk management in real time by delivering AI signals. Until now, the benefits of AI technologies were reserved for hedge funds and very large market participants. With Sub Capitals, every asset manager, every family office, and every private investor can now use AI for investing. Invest smarter – with AI.

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B2CFinTech

2026Founded
-Team size
Seed stage